Early Working Years

The first stage of the financial life cycle begins with a person’s early working years, from birth to approximately around age 25. Careers have started earlier as generations embrace the spirit of working and financial literacy has adjusted to include education for younger ages. Throughout this age, adults usually begin developing their careers, and, over the next 20 years, fall into The Asset Accumulation Phase. During this phase, young people also begin to achieve numerous financial and life goals, including purchasing a house, having children, purchasing life insurance, setting up an emergency fund and building their savings account. This phase also include paying down student loans and borrowing for the purchase of a car.

This Program Will Cover:

Fiscally Fit: Introduction and Financial Check Up

Your First Job: Here’s What to do Next

Budgeting From Beginning to Success

Basics about Entrepreneurship

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